Money Like Mad

How to Start a Brand New Credit File

shinny — Wed, 17 Nov 2010 02:45:28 +0000

It’s next to impossible to operate in today’s economy without some form of credit as you probably many of you have already found out.

If you filed for bankruptcy or have some other blemish in your current credit history, which prevents you from getting credit, this handbook is going to present you with a solution.

It’s Important to know you are among hundreds of thousands of Americans who are not “deadbeats” but just got caught up in the easy credit era or met with unforeseen circumstances.

Now you can set up a new credit file and regain your self-esteem, self-worth and credit-worthiness. You can do it in about 45 days, instead of having to wait for years for those mistakes and unavoidable circumstances to be rectified.

It’s important to say to that you will only get this chance once, so guard you’re new and clean record, by maintaining good records and using your common sense. Make a commitment to achieve your goals in a more realistic and down-to-earth approach in future and thus guarantee your success. Everyone deserves a second chance, don’t make the same mistake twice.

To get started on your new credit record you will need a Taxpayers Identification number is referred to as a TIN. After you receive your Taxpayer Identification Number you will need to obtain a new mailing address and a new telephone number, then follow the rest of the steps in this simple guide.

You will gain complete information on methods for acquiring new credit records so that you can leave your past credits behind and start a new life with a new credit file.

Following topics are covered in this manual:

Introduction
Changing a Social Security Number
Social Security Number
File Identification System – Type B
How to Get Your New Taxpayer Identification Number from the Internal Revenue Service
Strategies for Completing the SS-4
IRS Service Center locations
How to Set Up a New Mailing Address9 Telephone
Number and Proper Identification
New Mailing Address
How to Obtain Credit
Banks That Issue “Secured” Credit Cards
Additional Thoughts on Getting a Second Chance
Alternative Method of Establishing A New Credit File
Conclusion
Sample Request Letter for Secondary Credit Cards

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66 Ways to Save Money

shinny — Wed, 17 Nov 2010 02:45:18 +0000

Learn 66 easy ways to save money in this comprehensive guide.

You can often negotiate a lower sale price of the house by employing a buyer broker who works for you, not the seller.If the buyer broker or the broker’s firm also lists properties, there may be a conflict of interest, so ask them to tell you if they are showing you a property that they have listed.

Save hundreds of dollars a year by shopping at the lower-priced food stores as convenience stores often charge the highest prices.

You can lower the price of a round-trip air fare by as much as two-thirds by making certain your trip includes a Saturday evening stay-over, and by purchasing the ticket in advance.

If you have significant savings earning a low interest rate, consider making a large down payment or even paying for the car in cash, which could save you as much as several thousand dollars in finance charges.

For information on the most economical options for funerals, contact a local memorial society, which is usually listed in the Yellow Pages under funeral services.

Stop throwing your hard earned money away and start saving.

Following topics are covered in 66 Ways to Save Money:

Airline Fares
Car Rental
New Cars
Used Cars Before buying any used car:
Auto Leasing
Gasoline
Car Repairs
Auto Insurance
Homeowner Insurance
Life Insurance
Checking Account
Savings and Investment Products
Credit Cards
Auto Loans
First Mortgage Loans
Mortgage Refinancing
Home Equity Loans
Home Purchase
Renting a Place to Live
Home Improvement
Major Appliances
Electricity
Home Heating
Local Telephone Service
Long Distance Telephone Service
Food Purchased at Markets
Prescription Drugs
Funeral Arrangements

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The Secrets of Poker

shinny — Wed, 17 Nov 2010 02:45:15 +0000

Learn the secrets of Poker with this detailed guide.

The Secrets of Poker, covers topics ranging from the traits of a good player and methods for identifying bluffing, along with problems that players face, common questions and the solutions.

The best players in the world don’t necessarily make the most money playing at poker tables with the highest stakes. More important than raw skill is finding a game in which you’re up against relatively weak opposition.

If you’ve lost money in seven of 10 sessions, it’s time to reevaluate your play. If you’re playing in a casino for the first time, test the waters before plunging in.

This guide will provide you with guidelines and methods for improving your Poker game.

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U.S. Government Auction Sales: An Insider’s Handbook

shinny — Wed, 17 Nov 2010 02:45:13 +0000

Most people are completely unaware of the bargains that can be found in the most unlikely of places, such as the government.

We are used to reading about the Pentagon paying $59.00 for a wrench, about the national debt rising higher and higher, so it’s excusable to not think of government and “sales” in the same sentence.

Yet nearly every level of government from city and town on up through county, state and federal, has possession of excess property that must be disposed. If this can be accomplished and money raised at the same time, why not? We want government to be fiscally responsible, right?

The most common methods of parting with this overage of property is through auction sales. These affairs offer a unique opportunity to the right person – purchases at bargain basement prices that you can turn around and sell at a profit. The money to be made staggers the imagination.

Whether it’s property seized by police officers or customs officials to repossessions by the Department of Housing and Urban Development, there are thousands of items of all types available at rock-bottom prices. Whether you’re merely buying for yourself or seeing this as a line of business that could make you a substantial profit, the key is to identify and locate these auctions.

This detailed guide will help you in gain access to the state contacts and identify and locate various auctions that are held by virtually all branches of government.

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Handbook of the British Contraband Smuggler: Part 1 – Fake Id Acquisition

shinny — Wed, 17 Nov 2010 02:45:11 +0000

Part 1 of Handbook of the British Contraband Smuggler, covers fake ID acquisition.

The single most important document – apart from a passport – is a full driver’s license.

It is the most common form of ID requested by police or other government official but a provisional driving license is far easier and quicker to get and in most cases will be enough to satisfy most people.

The author states that when cons go about getting a false identification document it is most important to select an identity before you go about requesting documents to support it. The best method in England for obtaining an identity is “ghosting“. Basically you take over where a dead person “left off”, once you have the birth certificate you are halfway there – now you have your identity.

Provisional Driving License is a very cool document to have. No checks are made of applicants and so no supporting documents are required.

This handbook will explain in detail the procedures used for acquiring a new fake ID.

Covered in this handbook:

Birth Certificate
Provisional Driving License
Visitor Passport
Full Passport

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Credit Secrets – Learn How To Improve Bad Credit

shinny — Wed, 17 Nov 2010 02:45:08 +0000

A large percentage of Americans suffer from a “blemish” on their credit reports.

A “blemish” that prevents them from obtaining new credit when they need it most.

There’s only one way that people are freeing themselves from the shackles of bad credit and that is to create a new credit file on themselves within the credit bureau’s computer system. This new file won’t have any of your previous credit on it. And as you read an you’ll see exactly how to make sure that only your new credit file surfaces when someone is running a credit check on you. This sounds complicated but it’s very simple as you’ll see.

By knowing, understanding and utilizing your legal rights you can begin taking the steps to regain the good credit you once had and reward yourself with the confidence necessary to rebuild your financial independence and freedom.

This book addresses all the issues related to your credit problems in this easy to follow guide.

Congratulations, you are about to take the final steps necessary to begin a brand new life with good credit.

Covered in this insightful guide:

The Solution To Bad Credit
Structure Of Social Security Numbers
Scoring For Credit
The Credit System
Credit Card Insights
Six Credit Card Secrets Banks Don’t Want You To Know
Establish AAA Credit In 30 Days
The Lure Of Bankruptcy
Bookkeeping Made Simple
Stop Collection Agencies In Their Tracks!
If Someone Owes You Money
Your Consumer Rights
The Free Credit Card Trap
How To Get Free Rent
Your Money Guide To Free Government Grants
How Pawn Shops Work
Improve Your Credit By Paying Bills Later Rather Than Sooner
Signature Loans
Wipe Out Debts Without Bankruptcy
Winning The Credit Card Game
Women And Credit
How To Obtain An $800 Loan By Mail – Interest Free!
The Secrets Of Credit Repair
The Inside Secrets Of Credit Repair
Solving Credit Problems
Guerrilla Tactics That Will Give You A Good Credit Rating
Is It Ethical To Try And Remove Legitimate Bad Credit?
Federal Credit Laws
Legal Ways To Get The Bill Collectors Off Your Back
Choosing A Bank That’s Right For You
How To Make Big Money With Your Own Business Financing Service
50 Ways To Cut Costs And Increase Profits
Nine Ways To Lower Your Auto Insurance Costs
Sure-Fire Methods Of Raising Instant Cash
How To Achieve Wealth The Easy Way
Consumer Rights
Bankruptcy
Divorce And Credit
Federal/State Credit Laws
Credit Letters
Credit Repair Companies
Credit Dictionary
Skiptracing
Tele-Terrorists
Women And Credit
How To Collect Business Debts
Secrets Of The Richest People
How To Accomplish Anything You Want In Life
Choosing And Using Credit Cards
Consumer Handbook To Credit Protection Laws
Complaining About Credit
Fair Debt Collection
How To Dispute Credit Report Errors
Managing Your Debts: How To Regain Financial Health
Ready, Set…Credit
Shop — The Card You Pick Can Save You Money
66 Ways To Save Money
How To Get Less Junk Mail

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Magnetic Card Swipe Reader

shinny — Wed, 17 Nov 2010 02:45:05 +0000

This guide provides details on magnetic card readers and how fraudsters get them working.

Even if you don’t know no anything about technology, this guide will hekp you learn the various techniques.

For example, the included software is written specifically for the following configuration; if your wiring is different, you’ll need to make corresponding changes to the software. Note also that the port address is hard-coded to look for LPT2′s status port (at address 0×279). If you’re using a different port address, be sure to change the port address value.

Power to the reader was provided by a separate power supply, basically one of those black plastic DC power packs fed through a 7805 regulator chip. You will also gain more information on compiling and using the software and actual software.

An interesting read for anyone wanting to know more about how they make card readers.

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What You Need To Know About Smart-Cards And Electronics Phonecards?

shinny — Wed, 17 Nov 2010 02:45:03 +0000

Reading information off the likes of smart-cards and phone cards is simple, once you have read this guide.

It is quite easy, since in fact an electronic phone-card does not contain any secret information like credit cards and an electronic phonecard is nothing else that an 256 bits EPROM, with serial output.

There are a great number of applications of these cards when there are used, since they can be used as key to open a door, or use them as key to secure a program, etc.

This guide provides you with all the material you need to understand reading information off phone and swipe cards.

Relevant examples and simple diagrams are provided for easy understanding .

Following topics are covered in this guide:

Introduction
Schematics of the Chip
Pinout of the Connector
Tame Diagrams
Memory Map of the French Cards
Memory Map of the Other Cards
Schematic of the Reader
The Program

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What Is The Layout of Data on Magnetic Stripe Cards?

shinny — Wed, 17 Nov 2010 02:45:00 +0000

Learn layout of the standard magnetic stripe card with this easy to follow guide.

Data is laid out on a standard magnetic card in three tracks and a card may have any of these tracks, or a combination of these tracks.

Track 1 was the first track standardized. It was developed by the International Air Transportation Association (IATA) and is still reserved for their use.

Track 2 was developed by the American Bankers Association (ABA) for on-line financial transactions. It is 75bpi with room for 40 5-bit numeric characters.

Track 3 is also used for financial transactions. The difference is its read/write ability. It is 210bpi with room for 107 numeric digits.

This guide is packed full all the information on the magnetic stripe card and the three track fields is.

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How Pawn Shops Work?

shinny — Wed, 17 Nov 2010 02:44:57 +0000

Ever wondered what goes on in the Pawn shops and how they shops work?

Well then, your search ends here, this is insightful guide discusses the workings of pawnshops.

A pawnbroker makes loans on personal property left as collateral and the property can be redeemed when the loan plus interest is repaid.

Pawnbrokers will accept a variety of personal property as collateral. Usually, items that are small or of modest value (jewelry, clocks, computers, camcorders, silverware, etc.) Brokers won’t lend more money than they think they can get if the pledged item is not redeemed and has to be sold.

This is an interesting guide which discusses the inside workings of pawnshops.

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